Mortgage work arrives by referral and moves fast. Your card has to survive being forwarded from an estate agent to a buyer, and still be reachable six months later when they're ready.
Almost nobody finds a mortgage broker cold. A couple at a Saturday viewing tells the estate agent their finance is not sorted, and the agent texts them your name before they reach the car. An accountant passes your number to a self-employed client the bank turned down. A borrower you placed three years ago is coming off a fixed rate and forwards you to a colleague. The person handing it over is not the borrower, and the borrower may not act for weeks.
That is the journey the card has to survive: forwarded in a group chat between two buyers, opened in the estate agent's car park, dug out of a message thread months after a first-time-buyer evening. Whoever opens it is about to trust a stranger with payslips, bank statements and identity documents, so they need your name, your firm and your licence details first.
Before a borrower calls, they settle three things: whether you handle their situation, whether you charge a fee, and how to start. A digital card carries all three, and because the QR code, link or email signature all open the live version, a referral sent last spring still lands on the right details.
For most brokers the estate agent is the real customer. An agent with a buyer who is not yet financially qualified has a sale at risk, and refers to the broker already in their phone who moves fast.
So the card should tell the agent at a glance that you handle the buyer in front of them (a self-employed applicant with one year of accounts, say), that you turn a decision in principle or pre-approval around fast enough to keep an offer alive, and that agents have a direct line. Saying you keep the agent updated on progress, with the borrower's permission, answers the question every agent has.
Text the link to every agent in the branches you work with and add it to your email signature so each progress update carries it. When you add a new-build lender, the card they saved already shows it.
Rates move daily, so they should not be on the card at all, but plenty else moves. A lender tightens self-employed criteria or leaves buy-to-let and your panel changes. You switch networks and the regulator's register shows a new principal. You stop taking adverse-credit cases in a busy spring, or change your application portal and the old upload link dies.
Every one of those details is printed somewhere: the leaflet on the estate agent's counter, the back of the decision-in-principle letter, the flyer from a first-time-buyer evening, the fridge magnet in a completion gift. Nobody reprints all of that after a change of network, so most brokers leave it wrong. With a digital card the QR code on each item points at one live card: change the firm name once and the old leaflet is right again.
Mortgage broking is regulated wherever it is practised, and your card is a financial promotion. The rules differ by country and state, so treat these as questions for your regulator or compliance officer, not as rules to copy. Most regimes want an individual licence or registration number on marketing, many want the firm's legal name and number beside it, and some require a status line saying who authorises you and who your principal is.
Quoting a rate or a monthly payment usually pulls in extra disclosures such as an APR or a representative example, and words like lowest, guaranteed or approved in minutes attract attention. Fee wording is often prescribed, and some regulators expect a risk warning on anything promoting a mortgage. If your compliance officer asks for a change, edit the card once and every printed QR code shows the corrected version.
Your name and firm, your licence or registration number and the firm's, the borrowers you help, a direct mobile with the hours you answer, your fee position, and a link to start an application or book a first call. Check your regulator's rules on required disclosures first.
An agent with an unqualified buyer texts them your link from the viewing so the buyer can book a call before they get home. It opens the current card, so the agent's saved copy stays right when your firm or mobile changes.
Usually not. Rates change daily, so a saved rate is stale within days, and in most markets quoting one triggers disclosures such as an APR or representative example. A line saying rates on request, next to a booking link, does the job. Check your regulator's rules before adding a number.
Edit the firm name, licence details and status line once. The QR code and link point to the live card, not a snapshot, so leaflets in estate agents' offices and decision-in-principle letters already printed show the new firm.
Free forever, no credit card, and your link never changes.